The rich “are different from you and me”, wrote F. Scott Fitzgerald. Steve Siebold, author of “How Rich People Think”, will tell mere mortals what we can do differently. And, there is a time and a place for CPP. But perhaps that time is later than you think. Fred Vettese, Chief Actuary at Morneau Shepell, will make his case for holding off to age 70. Plus, a contrarian view of mortgages. Don’t pay it off says Calum Ross author of “The Real Estate Retirement Plan”.