There are 11 Types of Financial Friends, argues Wendy Robinson. We’ll look at which types dominate your life and want to do about it. And we’ll talk about a new personal finance book that asks a fundamental question: Do You Really Need It? Author Pierre-Yves McSween is our guest. And Tanja Hester is here to talk to us about her new book, Work Optional: Retire Early the Non-Penny Pinching Way. Plus, we’ll talk about Private Lending with real estate expert Limor Markman. And how to calculate Opportunity Cost with author Robert Brown.