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First-Party Fraud Explained: Why More Canadians Are Lying to Get Credit

by Bruce Sellery | May 20, 2026 | Podcasts, Specific Segments

Cherolle Prince, Director of Fraud and Identity Management at Equifax Canada, unpacks the alarming rise of first-party fraud — when individuals misrepresent their own identity or inflate their income to qualify for credit. With economic pressures pushing more...

HELOC Explained: How Home Equity Lines of Credit Really Work (and the Risks)

by Bruce Sellery | May 20, 2026 | Podcasts, Specific Segments

Ron Butler, principal broker at Butler Mortgage and host of the Angry Mortgage Podcast, breaks down exactly how home equity lines of credit work, the key differences between a HELOC and a traditional mortgage, and the real risks of using one to cover vacations, pay...

Thoughtload: Why Your Brain Feels Overwhelmed at Work

by Bruce Sellery | May 20, 2026 | Podcasts, Specific Segments

Organizational psychologist Dr. Liane Davey explains the concept of “thoughtload” — the invisible drain on your performance caused by cognitive overload, emotional triggers, and depleted energy. She shares how to identify your overwhelm style (whirlwind,...

Overwhelmed and Overextended: Thoughtload, HELOC Risks & the Rise of Credit Fraud | Full Episode

by Bruce Sellery | May 19, 2026 | Podcasts, Specific Segments

In this episode of Moolala: Money Made Simple, host Bruce Sellery tackles three pressing issues facing Canadians today. Organizational psychologist Dr. Liane Davey introduces the concept of “thought load” , an invisible tax on your performance and presence...

Buy Now, Pay Later: The Debt Trap Canadians Don’t See Coming

by Bruce Sellery | May 13, 2026 | Podcasts, Specific Segments

Licensed insolvency trustee and Spergel partner Rob Kilner joins Bruce to break down the explosive growth of Buy Now, Pay Later (BNPL) platforms and the serious financial risks they pose for Canadian consumers. Rob explains the concept of debt stacking of how small...

What Happens to Your Bitcoin, Photos & Online Accounts When You Die? Estate Planning in the Digital Age

by Bruce Sellery | May 13, 2026 | Podcasts, Specific Segments

Tim Hewson, CEO and co-founder of Legal Wills, joins Bruce to explore how estate planning has been transformed by the digital era. From cryptocurrency and social media legacy accounts to iPhoto libraries and frequent flyer miles that vanish at death, Tim explains what...
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Recent Posts

  • First-Party Fraud Explained: Why More Canadians Are Lying to Get Credit
  • HELOC Explained: How Home Equity Lines of Credit Really Work (and the Risks)
  • Thoughtload: Why Your Brain Feels Overwhelmed at Work
  • Overwhelmed and Overextended: Thoughtload, HELOC Risks & the Rise of Credit Fraud | Full Episode
  • Buy Now, Pay Later: The Debt Trap Canadians Don’t See Coming
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