Kids are expensive. But many families pay a lot of money before they even bring their kids home, because they’re building their family through adoption. We’ll talk to a financial advisor for some advice on how to plan when you’re pursuing adoption. Then, once your gorgeous child is snuggled into bed, you’ll want to teach them a thing or two about money. We’ll talk to the educator behind Kidonomics – a series of books about money, for kids under age 7. Plus, Red Flags for Retirement. A new investor study funded by the Ontario Securities Commission found that 38% of pre-retirees over the age of 45 had NO INVESTMENTS.