Having a baby is expensive, and it can be even more financially stressful if you’re unexpectedly expecting. Personal finance blogger Bridget Casey tells us how she budgeted through her surprise pregnancy. Then, you don’t have to wait till 65 to take time off. We’ll talk about mini-retirements with journalist Eric Reed. And, do you really need an emergency fund? CFP John De Goey has some questions to consider. Plus, how to make owning that dream cottage a reality, with Meridian financial expert Allan Tran.