Life doesn’t always go according to plan, and Marlene Chiarotto’s story is a powerful reminder of why financial preparedness matters. As a CPA, Marlene thought she had her financial life under control—until she became a widow at age 42 with two children to support. In this segment, she discusses her book “Achieve Financial Freedom on Your Terms” and the profound lessons she learned about money, legacy, and values through this life-changing experience. Marlene shares practical wisdom about setting SMART goals, the 50/30/20 budgeting rule, and how to align your financial decisions with what truly matters to you. This conversation offers both tactical financial advice and the perspective that comes from navigating real hardship.
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