How to Achieve Financial Independence

Half of Canadians haven’t got a will.  We’ll show you the fastest, simplest option out there.  And we’ll talk to Edward Kholodenko, the CEO of Questrade, about the future of Fintech. Plus:  A new survey on the investment industry shows strong support for the elimination of the embedded fees.  Wanda Morris, VP Advocacy for CARP, will give us her pitch. And, Shamez Kassam on his new book called, “Your Money’s Worth:  The Essential Guide to Financial Advice for Canadians”.  It’s an insider’s look at the industry, written for outsiders.  

How to get the best deal possible when you renew your mortgage. And, if you’re going to “Love it. Instead of Listing it”, some tips on reno financing. And a look at the lease-back strategy. James Laird of RateHub and Mark Weisleder of Real Estate Lawyers.ca will be our guests. Plus, Robert Brown on how to build an efficient system for organizing your financial life, and a preview of a new biometric credit card.

There is a big appetite for debt consolidation services. I’ll talk to the FCAC’s Jane Rooney on it’s recent alert about companies that promise to help pay off debt or repair your credit score. Kerry Taylor from Squawkfox looks at a new app called Splittr that helps you split the cheque when out with friends. Plus: Avoiding “Pump & Dump” scams, Workplace Rights for Millennials and a preview on a possible CRM3 with Paul Bourque is the President of the Investment Funds Institute of Canada.

“The Meaning of Money”. We’ll talk to an expert on how to re-frame how you see your financial circumstances. David Cunningham from Landmark Worldwide will be our guest. Then, an interview with David Covey, a contrarian who claims that budgeting doesn’t actually work. Jim Yih will be here to talk about building financial resilience. And, Kevin Crowe, the founder of Give-A-Mile, will tell us about his charity that gives points to families dealing with health emergencies.

There are many low-fee investing options on the market. Would you consider one where you paid most of the fee only after it beat the benchmark? And, as the saying goes, you are your own worst enemy. New research from Morningstar on the costs of bad behaviour, and what you can do about them. Plus a conversation with Doris Belland, the author of “Protect your purse - Shared Lessons for Women: Avoid Financial Messes, Stop Emotional Bankruptcies, and Take Charge of Your Money.”

Parents often worry that their kids are missing important financial skills. We’ll talk to the developers of a new app called “Save the Camp”, designed to improve financial literacy in kids. Then, one of the robo-advisor’s is expanding its business into life insurance. We’ll look at technology is up to the task. And some tips on the “decumulation” phase of retirement savings. Plus, the author of a new book called “The Path to a Successful Divorce”.

We are a nation of hoarders. We are currently sitting on $16B in loyalty Points. We’ll talk about this startling number and what you can do about it. And, Millennials need lots of things, but is life insurance one of them? Then, Baby Boomers. How to start the money conversation with your parents, or, with your kids. Plus, a problem most of us would LOVE to have: How to deal with sudden wealth.

Field Agent is a company that connects marketers to consumers who can use their smart phones to earn cash providing in-store data. And, income volatility is becoming a bigger and bigger social issue. We’ll look at the problem and some potential solutions. Then, building the case for retirement savings inside a TFSA. Plus: What to do and what to say if a collection agency comes calling. You actually have some rights. We’ll tell you what they are.

Finding a great financial advisor is a tough task. We’ll look at a website that helps sort the wheat from the chaff, called MoneySense Approved. And, young people are taking financial literacy into their own hands. We’ll profile a non-profit called FuturFund. Then, Are the rich really that different from you and me? A conversation with the CEO of Grayhawk Investments, a firm that focuses on high net worth families. Plus: A new survey that will make your hair turn grey. Canada has slipped one spot on the Global Retirement Index.

Four percent seems high for a mortgage, right? How about 546 percent to borrow $100? These insane interest rates are common for many Canadians in dire financial straits. We’ll highlight the risks of high-cost financial products. We’ll also talk about Common Wealth, a new pension firm focused on modest earners. Plus how to kick start an RESP even if you have no money to contribute.

We all have social media accounts and documents stored on computers. But I would bet none of us have included those “digital assets” in our estate plan. We’ll look at why it might make sense and how to do it. And, walking a fine line on Financial Literacy. When it comes to the banks, how do we address the risk of a conflict of interest? We’ll talk to the incoming president of the Canadian Bankers Association. Then, success through storytelling. We’ll look at how sharing personal stories can improve financial outcomes.

New York Times Columnist, and parent, Ron Lieber offers tips on how to talk about money with your kids, and what to do about allowance, smart phone plans and peer pressure. And, Get Smarter About Money. The online resource from the Ontario Securities Commission has been redesigned and has even more to help you get a handle on your investments. Plus, the new reality of Real Estate, and a Canadian FinTech that helps small businesses offer client financing option.

The Digital Factory is Scotiabank’s “Innovation Hub” and they are celebrating the launch of its first product. Is it an AI, blockchain, bitcoin, self-driving, biometric drone? Nope. It’s a new…savings account. We’ll talk fintech at the big banks. And fintech with a genuine start-up. The founder of a new payments offering called Stack will join us. We’ll review a new consumer opinion poll on RESPs, and talk to Doug Hoyes, the author of “Straight Talk on Your Money – The Biggest Financial Myths and Mistakes and How to Avoid Them.”

“Make American Great Again” isn’t just a political slogan. It is the ticker symbol for a new Exchange Traded Fund designed to track stocks that might get a Trump bump. We’ll talk to its creator. Then, how to find your best credit card. We’ll go inside the algorithm at Credit Card Genius, an online card comparison engine. And, insight into the implications of the Liberal Government’s tax reform plan, with Dave Walsh from BDO Canada. Plus, real estate expert Limor Markman on how first time homebuyers can avoid common real estate mistakes.

Last year, Barak Obama said, “The world needs more Canada”. Sure, that may be true when it comes to health care and comedians. But not when it comes to investing. We’ll look at the case for going international. Then, the massive data breach at credit bureau Equifax has put the spotlight back on hackers. We’ll hear about a new Exchange Traded Fund that focuses on cyber security stocks. Plus, Millennials don’t use VHS players. But does that mean financial advisors are obsolete too?

Your flight is delayed, overbooked, or cancelled. Aside from a losing your mind at the gate, or self-medicating at the bar, what can you do about it? A new venture called Flight Claim.ca aims to fight the fight on your behalf. Then, “Putting Wealth to Work” - a new book on philanthropy that questions the ‘giving while living’ approach. And, The Registered Disability Savings Plan. It’s a resource for families planning for the future of their kids with disabilities. We’ll talk about how it works.

Perhaps Arnold Schwarzenegger will reprise his character for the film version of the investment industry’s transformation. We’ll look to the future of technology on the advisory business, and on regulation. We’ll also talk about the connection between gender and investment risk tolerance. And the new Investor Protection Clinic based at Osgoode Law School. Plus, all you can eat, for one price. That’s the idea behind a new “flat fee” mutual fund.

Some seniors are sitting on piles of money, but insist on taking public transit home from chemo appointments. We’ll reframe the “value of a dollar”, in retirement. Then, Money & Manners. If Emily Post were alive today, she’d have lots to say about how we behave when it comes to our cash. We’ll also have some tips on how to get yield into your portfolio, and the latest performance numbers on a Fossil Fuel Free portfolio.

Kids are expensive. But many families pay a lot of money before they even bring their kids home, because they’re building their family through adoption. We’ll talk to a financial advisor for some advice on how to plan when you’re pursuing adoption. Then, once your gorgeous child is snuggled into bed, you’ll want to teach them a thing or two about money. We’ll talk to the educator behind Kidonomics - a series of books about money, for kids under age 7. Plus, Red Flags for Retirement. A new investor study funded by the Ontario Securities Commission found that 38% of pre-retirees over the age of 45 had NO INVESTMENTS.

When you’re young, retirement seems way too far off to think about. And with a millennial’s main financial priorities being rent and student debt, putting extra money aside for retirement seems impossible. We’ll talk to an insurance company that’s trying to change that. Then, since it’s never too early to start saving, we’ll talk to the the team behind some fun new financial resources for high schoolers. Plus, your investment portfolio’s “dirty secret.” A new study illustrates that how you invest can affect what happens to the climate.

Canada is a large and diverse country. While it is possible to calculate what “average” is when it comes to money, what do those findings really mean? We’ll learn about a new CBC TV show called “The Stats of Life” that reveals surprising truths about the family next door. Then, since most of us spend our days swiping and tapping, we’ll learn why our payment systems work the way they do. Plus, money on the mind. New research finds that financial stress could be affecting your productivity at work.

Life as a professional athlete isn’t just what you see on TV. They aren’t always blowing millions of dollars on luxury toys --- they need to go out and buy groceries and develop a financial plan. We’ll talk with a firm that serves the superstars. Then, we’ll profile a new app that rounds up every purchase you make and invests the spare change. Plus, taxing treat like Toblerone, Twinkies and Twizzlers. A new survey from Consumer Reports illustrates the drive to put a tax on unhealthy behaviour.

Regardless of what you make, it can feel like you’re constantly broke. You think you can afford that new car or that vacation, but it feels like you can’t. We’ll talk with an author about “guilt-free” spending. Then, we have all the investment advice you’ll ever need --- and it supposedly fits on a index card! Plus, a lot of factors can affect an investment decision, but a person’s emotions can actually play the biggest role. We’ll find out how investment advisors could better serve their clients by understanding their emotions.

We’re busy people and it can sometimes feel like there aren’t enough hours in a day to get everything done. With work, taking care of the kids, cooking, cleaning, it can feel like there’s never any free time left for yourself. We’ll talk with a co-founder of Jiffy, a company that says it can help with that. Then, we’ll learn how to regain control of your personal finances after incurring a major loss. Plus, in another segment of “Ask Anything,” we’ll learn what to do with your pension if you’re leaving your job.

There is an infinite amount of financial news out there. How do you know what is important? And what actions to take? We’ll give you some tips on how to wade through the mess to find the news you can use. Then, we’ll take a closer look at retirement calculators, to help give you a sense for what you need to save so you can retire comfortably. Plus, investing isn’t just about the profits. We’ll learn what socially-conscious investing could mean for the future of the finance industry.

Is a hand gesture worth a thousand words? Body language expert Mark Bowden is the author of Truth & Lies: What People Are Really Thinking. We’ll apply his model to managing your money. And, millennials may have more debt and less income than the Baby Boomers or Gen X. Does that mean they are financially doomed? Then, Fred Vettese on his new book, Retirement Income For Life. Plus, we’ll learn how you can make the most out of your TFSA. Spoiler alert: It’s best not to just let the money sit there.

Wealthy people do things differently than “average” people -- including how they teach their kids about money. We’ll talk to author Steve Siebold about his new book, “Secrets Self-Made Millionaires Teach Their Kids.” Then, we’ll look at some of the big trends in the Canadian mortgage market. Plus, a new, free tool to help you monitor your credit.

Whether or not Bitcoin is in a bubble is up for debate. But there’s no denying the cryptocurrency mania that it started. We’ll talk to a behavioural economist about why your brain is going gaga for it. Then, we’ll look at an app called Voleo that combines stock trading with social networking. Plus, estimating the cost of education. University tuition isn’t the only financial factor to consider when saving for post secondary.

Picture the world as a street with every home lined up by income. The poorest live to the left, the richest to the right and everyone else lives somewhere in between. It’s a digital project called Dollar Street and we’ll talk to it’s co-founder Anna Ronnlund. Then, we’ll look at personalization at the robo-advivers with the co-founder of WealthBar.. And the Financial Post’s Melissa Leong on the price of happiness. Plus, the price of living in a big city. We’ll look at a new report from LowestRates that break down how much it costs millennials to live in Toronto.

Celebrities have the resources to avoid many mundane tasks. We’ll talk to Patricia Terrence, chartered accountant and business manager for entertainers about how the wealthy outsource their financial lives . Then, the author of “Attention Pays”, Neen James, on how tuning out distractions can help you reach your financial goals. And behavioural economist Sarah Newcomb on how social comparisons could be hurting your financial well-being. Plus, the latest on Artifical Intelligence in financial services with Accenture’s Jodie Wallis, and self-made millionaire Tahani Abu-raneh on success.

A new study from fintech company Mylo found that women set financial goals that are over 50 per cent smaller than men’s. We’ll find out more from Kelly Trihey, the head of the Montreal CFA Women in Investment Management Committee. And, robo-advisor Nest Wealth has launched a product making it easier for small businesses to offer Group RRSPs. We’ll talk to the company’s CEO Randy Cass. Then, financial independence requires certain “recipes” and “ingredients” in order to get cooking -- and saving. It’s called the Cashflow Cookbook, we’ll talk to it’s author Gordon Stein. Plus, how to make sense of the alphabet soup of financial advisor designations.

Can you imagine banning shopping for an entire year? Cait Flanders did it, and then wrote a memoir on her experience. We’ll talk to her about The Year of Less. And, we’ll take a closer look at peer-to-peer car-sharing company Turo. Then, millennials have decades to save for retirement. But they still need to minimize the hit of high investment fees. We’ll talk to money coach Steve Bridge. Plus, “Family Offices.” What regular people can learn from the wealthy. Investment advisor Emily Griffiths-Hamilton will be our guest.

When something breaks, our first thought is to toss it. But to cut costs, you could learn to fix it. We’ll talk to Repair Cafe Toronto’s co-founder Paul Magder. Then, need a helping hand fighting big business? The Toronto Star’s Ellen Roseman will take us through the lessons she’s learned as a consumer advocate. And, what would you sacrifice to make your debt disappear? We have the report from MNP. Plus, we’ll talk to Carol Roth of Future File about a a legacy planning system that could save you money and stress.

Okay, Google. Can you answer my money questions? We’ll talk to Millennial Money founder Grant Sabatier about Google’s top personal finance search trends. Then, Nest UK’s executive director joins us to talk about their new pension pilot program that doesn’t lock up your money. And, we’ll look at a new report from Proof on how much new Canadians trust banks. Plus, we’ll talk about estate planning and where to start, with CARP’s Laura Tamblyn Watts. And, we’ll get some strategies from financial expert Ed Rempel for minimizing tax on retirement income.

Money can be a hot topic in relationships. We’ll get some tips from Kristin Wong, a financial columnist and author of “Get Money.” Then, “Just in Case Space.” Are you seriously going to pay $50,000 so you have a guest room for Grandma? Jim Yih on why you might be better off to put her up in a hotel. Plus, Frankie Flowers has some cost-conscious gardening tips. And, financial advisor Larry Lovis on his new book, “Mapping Your Retirement Road.”

Bartering platform Bunz was built on cashless trades---cookies for curtains, shoes for cleaning supplies. In a big shift, it has launched its own cryptocurrency. We’ll talk with Bunz CEO Sascha Mojtahedi about BTZ. Then, humans versus robots. Toronto Financial Services Alliance president Jennifer Reynolds on where technology can---and can’t---replace people. And, we’ll talk about the impact mental health issues can have on financial planning with Navigator Principal Anne Kilpatrick. Then, Shannon Lee Simmons shares some kid-friendly money primers divided by age. Plus, financial planner Tim Nash takes us through Ethical Market’s Green Transition Scoreboard.

You want to contribute to charity. You believe it’s important. But it isn’t easy to find the money, or to remember to follow through. We’ll look at a new app from Mylo and CanadaHelps that’s working to change that, by rounding up your small purchases and allowing you to donate your spare change. Then, do you really need life insurance? Benjamin Felix has the questions you need to consider. And, why women need to save more than men for retirement---and how to do it---from personal finance expert Rubina Ahmed-Haq. Plus, we profile Prosper Canada’s new digital Learning Hub.

Having a baby is expensive, and it can be even more financially stressful if you’re unexpectedly expecting. Personal finance blogger Bridget Casey tells us how she budgeted through her surprise pregnancy. Then, you don't have to wait till 65 to take time off. We’ll talk about mini-retirements with journalist Eric Reed. And, do you really need an emergency fund? CFP John De Goey has some questions to consider. Plus, how to make owning that dream cottage a reality, with Meridian financial expert Allan Tran.

Reverse mortgages are growing in Canada, but cash-strapped seniors should still proceed with caution. Personal finance columnist Rob Carrick goes through the advantages and disadvantages of reverse mortgages. Then, your guide to robo-advisors with MoneySense’s David Aston. How the Canada Mortgage and Housing Corporation can help you purchase a home. And, we learn more about the “FIRE” movement from Broke Millennial founder Erin Lowry. Plus, a new initiative from Common Wealth that’s working to create a retirement plan for nonprofit sector employees.

The gender pay gap exists, but why does it exist? One factor might be the “10-year Baby Window.” We’ll learn more from the New York Times’ Claire Cain Miller. Then, breaking up with your financial advisor is hard. Adam Hennick has created “break up” greeting cards to do the job for you. We look at who shouldn’t be saving for retirement with Vancity’s John Vermeulen. And, how much kids are saving according to RoosterMoney’s Allowance Report. Plus, what Canadians can do about retirement fees.

Everyone knows how expensive higher education can be. But what if you could use loyalty points to pay for it? There’s a program called HigherEdPoints and we’ll talk to its founder Suzanne Tyson. Then, we’ll look at a new platform called Butter that’s working to help you get the most out of your subscriptions. And, more newlywed millennials are keeping their bank accounts separate. We’ll find out why from The Atlantic’s Caroline Kitchener. And Kristin Wong takes us through her new book “Get Money.” Plus, Evolve CEO Raj Lala on how investors can profit from cyber security stocks.

The music industry isn’t all glitz and galm. Sometimes a tour can actually cost an artist. We’ll look at a new program from Artist Growth and Pinnacle FInancial that’s offering financial aid to entertainers. Then, Gena Rotsein from Karma & Cents on how Generation Z is changing the business of philanthropy. We’ll discuss the OSC’s new report on Millennials and investing. TheAnswerIs’ David Jenkins gives us some simple investing tips for young people. Plus, Canada’s first medical marijuana program from Manulife Financial and Shoppers Drug Mart.

Cryptocurrency is a volatile market, but that hasn’t dampened investor interest. We’ll take a look into the future of the sector with Coinsquare CEO Cole Diamond. Then, beating your bias. Richardson GMP’s Craig Basinger will be here with some strategies to help you improve your decision making. Author and entrepreneur Jeff Wiener shares his strategy for how to allocate business profits. Plus, some tips to help you save money on your commute.

While aging comes with its own set of challenges, doing it alone can make it even more difficult. Solo senior advocate Carol Marak has some tips on how to navigate retirement. Then, Frazer Rice is here with some money tips for the well-off from his book “Wealth, Actually.” And, we talk about how to “Beat The Bank” with author Larry Bates. Why women should protect their financial interests in a relationship from Meridian’s Amie Burke. Plus, autoTRADER’s Jacob Black on car shopping.

We look at a new app called Quber, that helps you achieve your financial goals. Then, why Canadians are excited about credit card rewards programs with J.D. Power’s Jim Miller. And, teaching teens the value of money just got easier. Robin Taub on financial apps for teens. Plus, do students really need tenant insurance? Janine White from Kanetix.ca says they do. And, Canada’s ranking on the annual Natixis Global Retirement Index with David Goodsell.

Have you ever had a friendship tested by a multi-level marketing pitch? It’s pretty common, according to writer James Fell. We’ll talk to him about “The 13 Multi-level Marketers You’ll Meet In Hell”. Then, we get real about retiring REALLY early. We’ll talk to “Mr. Prairie FIRE”, a staunch supporter of the FIRE Movement. And, students and credit cards can be a dangerous mix. We’ll talk to Alyssa Furtado from RateHub for some dos and don’ts.. Plus, Credit Canada’s Laurie Campbell with some tips on budgeting when you have an irregular income, and SmartSAVER’s Luke Connell on what you need to know about RESPs.

Economics just got sexier. We’ll talk to Marina Adshade author of Dollars & Sex about what economics has to do with your romantic relationships. And, writing your will just got easier. Kevin Oulds, the founder of Willful.ca, says you can draft your will online in less than 20 minutes. Vanessa Stockbrugger of WomenCents will take us through her 4 E’s to financial power. Then, And Hugh Murphy of Credo Consulting tells us about how to get the most from your financial advisor. Plus, is sustainable fashion worth the price you pay? Outland Denim’s James Bartle makes his case.

The big cannabis stocks have been volatile. We’ll talk to Patrick Wood, the CEO Tormont Group about some names you’ve never heard of. And, Alyssa Fischer of Mixed Up Money is here to talk to us about the problems of digital currency and the “What’s Another Dollar” mindset. Then, the many life insurance policy options for Canadians. Lorne Marr will help us navigate through them all. Gary Prenevost takes us through the steps of opening up the ideal franchise. Plus, what investors think of their firm's mobile banking app with Mike Foy.

We’ll talk to financial expert Chris Hogan from Ramsey Solutions about financial coaching in faith based communities. And, Michelle Hilscher from BEworks is here with some tips on how behavioural economics can help you stay out of debt. Laura Paris from Shulman Law Firm has advice on how to separate your online life from spouse, during a divorce. And Jason Armstrong on how mortgage brokers get paid and why it matters. Plus Krista Kerr on how to manage multi-generational wealth.

We’ll talk about the latest car reliability survey from Consumer Reports with Jon Linkov. And, business coach Elaine Froese (Phrase) is here to tell us how to discuss the undiscussable when it comes to money and family. Melaina Vinski from PwC tells us how behavioral economics can help you save for your retirement. Then, the five biggest mistakes most investors make with Dave Goodsell from Natixis. Plus, we’ll talk about the Investment Protection Clinic’s annual report.

Calling all first-time home buyers. We talk to finance professor Moshe Milevsky about how to amass your down payment. And, Questrade’s COO Stephen Graham is here to discuss their new, lower cost portfolios. And, five things you can do now to save on taxes, with Echelon’s Omar Shaikh (Shake). Then, Ellen Bessner joins us to talk about her latest book, Communication Risk: How to bridge the client advisor gap to protect and grow your business. Plus, we’ll talk to about the ABC Financial Literacy program called Money Matters.

If you had the choice to stop working right now, would you? Michelle Silver joins us to talk about her book, Retirement and Its Discontents: Why We Won’t Stop Working Even If We Can. Then, the Public Policy Forum’s Jennifer Robson is here to talk about their latest report, Millennial Money: Financial Independence and Well-Being For the Next generation. And, we talk about new cryptoasset educational initiatives from the OSC Investor Office with Tyler fleming. Andrew Dagys is here to tell us about his book, Stock Investing For Canadians For Dummies. Plus, we’ll talk to Invisor’s Josh Miszk about its goal-tracking program, Invisor GPS 2.0.

A lot of young people want to put their plans on pause and take a year off after high school. We’ll talk to Michelle Dittmer, the co-founder of The Canadian Gap Year Association about how to make the numbers work. Then, the things Snowbirds need to think about when it comes to money, with Evan Rachkovsky from the Canadian Snowbird Association. We talk to Tony Steuer about his upcoming book, Get Ready! A Step-By-Step Planner for Maintaining Your Financial First Aid Kit and Amanda Munday, about a new co-working space called the Workaround that offers childcare. Plus, we have all the investment advice you’ll ever need --- and it supposedly fits on a index card!

Teachers, nuns and nudists. Themed retirement communities are a growing trend. We’ll talk to Sue Johansen from A Place For Mom about the idea, then profile one example here at home. Performing Arts Lodges has been in operation since 1993, serving members of the artistic community. We’ll talk to Adrian Luces and Patty Gail Peaker from PAL. And there’s a new price matching app out there, from Meridian. Andrew Homan will be here to tell us about “Price Drop”Plus, we talk to Mark Morissette, the CEO and founder of Foxquilt, a community based insurance service. And Mahima Poddar from Equitable Bank about its new CSV line of credit.

Want to know how to get the most delight for your dollar? We’ll talk to Melissa Leong about her new book, Happy Go Money. Kids are expensive. But many families pay a lot of money before they even bring their kids home, because they’re building their family through adoption. We’ll talk to a financial advisor for some advice on how to plan when you’re pursuing adoption. Then, how to overcome the financial hurdles many millennials face. Conor Richardson, Writer and CPA, joins us to tell us about his new book, Millennial Money Makeover. And, there’s a new season of “The Stats of Life”. Kip Spidell is here to tell us about all of the surprising financial statistics you need to know. Plus, Larry Swedroe is the co-author of Your Complete Guide to a Successful and Secure Retirement. He joins us to tell us more about this book.

There are 11 Types of Financial Friends, argues Wendy Robinson. We’ll look at which types dominate your life and want to do about it. And we’ll talk about a new personal finance book that asks a fundamental question: Do You Really Need It? Author Pierre-Yves McSween is our guest. And Tanja Hester is here to talk to us about her new book, Work Optional: Retire Early the Non-Penny Pinching Way. Plus, we’ll talk about Private Lending with real estate expert Limor Markman. And how to calculate Opportunity Cost with author Robert Brown.

The Adventures of Princess Mikaila and Prince Pete. A new bedtime story, that promises tol teach your kids about money. Then, Shannon Lee Simmons talks about her latest book Living Debt Free. Jim Yih reviews the most common investor mistakes retirees make. Ninja Budgeter’s Mike Greig discusses how to tell if that used car is a lemon. Plus, a home maintenance service, called “Setter”.

Headphones range dramatically in price and performance. We’ll talk to Laura Dragan tester of over 1,000 pairs - about what to look for. And, Sharon Hartung is here to tell us about her new book Your Digital Undertaker: Exploring Death in the Digital Age in Canada. Then, Ninja Budgeter’s Mike Greig discusses how to tell if that used car is a lemon. Plus, white collar retirement planning with Manulife’s Kurt Rosentreter. And, how ETFs may be increasing the cost of financial advice with Rona Birenbaum.

Got a complaint about a certain business or service? Resolver can help you get it fixed. Tom Smith is here to tell us about how this online-tool can help you complain effectively. We’ll talk to ProShare’s Steve Cohen about “PAWZ”, a new pet industry ETF. And, Jenifer Bartman is here to tell us about her new book Defusing the Family Business Time Bomb. Then, an opera singer turned financial planner? Chris Enns, founder of Rags to Reasonable, joins us to talk about “financial misfits”.

If you’re new to Canada, navigating the financial world can be challenging, for a whole number of reasons. RBC’s Ivy Chiu is here to talk about some solutions. We’ll profile FeeDuck, a new online tool that connects you with a professional real estate agent. And, insight into the gender gap in personal finance with CPA. Plus, new software called Passiv, that helps you manage your passive-investing portfolio.

A service specifically for seniors that helps them organize their personal finances. Jill Chambers from Financial Concierge is here to tell us how it works. And, Bank on Yourself: Why every woman should plan financially to be single even if she is not with authors Leslie McCormick and Ardelle Harrison. Then, a new study from Echelon Wealth Partners that explores the barriers women face when it comes to controlling their finances. And, a new retirement system that considers today’s rapidly changing workforce. Plus, a look at five years of data from the Advocis Financial Advisors Index.

A employer-matched travel savings program that helps employees turn their dream vacation into a reality. Vacation Fund’s Co-founder and CEO Erica Pearson is here to tell us how it works. And, consumer advocate Christopher Elliott on why you should consider cutting your rewards cards into tiny pieces. Then, Phil Buchanan tell us about his new book Giving Done Right: Effective Philanthropy and Making Every Dollar Count. Plus, a new digital bank on the scene called motusbank. And the results from the 2019 Household Debt Survey.

Conflict gets a bad name. Liane Davey argues it is a key component in healthy relationships. We’ll talk about her book The Good Fight and how it relates to money. And, building confidence with money starts with some basic math. Vanessa Vakharia will be here to talk about her book Math Hacks. Then, family lawyer Laura Paris on dogs and divorce. Plus, a primer on open banking from Payments Canada, and a new financial podcast from Manisha Thakor called TrueWellth.

What happens when the debt collector calls? Insolvency trustee Doug Hoyes talks about your rights, and how to handle the calls. Then, finding the perfect financial advisor can be a tough task. Robert Irwin, Co-founder of Match Worth, is here to tell us how its online tool can help you find the advisor that’s right for you. And, Nest Wealth’s Randy Cass tells us about the “holy trinity” of retirement savings. Plus, what this year’s J.D. Power investor satisfaction survey says about Canada’s investment firms.

What happens when you’re injured? Personal Injury lawyer Meghan M. Hull Jacquin is here to with some disability rights 101. Then, holding your financial advisor accountable. Author and advisor John De Goey joins us to tell us about his new book STANDUP to the Financial Services Industry: Protecting Yourself From Well-Intended But Oblivious Advisors. And, Canada’s cashless future. We talk to Equitable Bank’s CEO Andrew Moor about the benefits and drawbacks of going digital. Plus, we talk to author Jennifer Buchanan about her new book Wellness Incorporated: The Health Entrepreneur’s Handbook.

Maybe it’s time to rethink your daily five dollar latte. David Bach is here to tell us about his latest book, The Latte Factor and how you can live a rich life by making even the slightest changes. Then, Izet Elmazi is a portfolio manager at Bristol Gate Capital Partners. He joins us to tell us about how they use artificial intelligence and machine learning to help you invest. And, AI is also changing how we budget. RBC’s new mobile banking feature NOMI Budgets uses AI to personalize a budget for each user. Senior Vice President of Digital Peter Tilton is here to tell us more. Plus, a new online tool that helps you find the perfect financial advisor. AdvisorSavvy’s founder Solomon Amos joins us to tell us how it works.

Homeownership is the goal for many young families. Sometimes parents are willing and able to their kids reach that goal in the form of a gift or a loan. Meridian’s Jason Davenport is here to help us weigh the pros and cons in investing in property for our adult children. Then, Economist Linda Nazareth joins us to talk about Income Share Agreements, a new model of educational funding that’s on the rise in the U.S. and could potentially be making headway in Canada as well. And, a test to determine your emotional relationship to money. John Christianson is here to tell us about his Money EQ test. Then, Borrowell’s Eva Wong is here with tips on how to correct or dispute mistakes on your credit report. Plus, how to calculate how much you can spend in retirement with actuary Fred Vettese, author of Retirement Income for Life.

How to get a mortgage when your situation isn’t simple. Robert McLister, founder of RateSpy.com is here with some solutions for securing tough mortgages. Then, want to know how to get the most delight for your dollar? We’ll talk to Melissa Leong about her new book, Happy Go Money. And, an inspiring platform that helps women achieve financial success. Bola Sokunbi is here to tell us about Clever Girl Finance. Then, ditching the desk. Michael Consento, CEO of My Blue Umbrella, joins us to talk about how to get your finances in order before turning your side hustle into a full-time business. Plus, editor-in-Chief of MoneySense Sandra Martin on what’s next for the online personal finance magazine.

Calling all recent graduates! Don’t know what you want to do with your life? You’re not alone. Sarah Vermunt talks about her latest book Career Rookie: A Get-It-Together Guide for Grads, Students, and Career Newbies. Then, how do financial advisors get paid? Sandi Martin of Spring Financial Planning is here to take us through the options. Phil Buchanan, the president of the Center for Effective Philanthropy, is here with some fundraising etiquette tips. And, Focusmate, a new tool that can help you beat procrastination and increase productivity. Plus, personal finance expert Lesley-Anne Scorgie on parental leave pitfalls and how to avoid them.

Karin Mizgala from Money Coaches Canada is here to tell us about their investment report card that helps you assess your financial advisor’s performance. Then, estate planning for immigrants. Dentons’ Pia Hundal is here to tell what new Canadians should know when drafting their will. Salman Ahmed from Steadyhand joins us to tell us about financial stewardship. And, finding out what success really means to you. Author Laura Gassner Otting is here to tell us about her latest book Limitless: How to ignore everybody, carve your own path, and live your best life. Plus, Rewirement: Rewiring the way you think about retirement with Carson Group’s Jamie Hopkins.

Kat Kalashian, the editor of Live and Invest Overseas, is here to tell us the six best and cheapest places to live and work abroad. Then, selling your house without a traditional real estate agent. Leanne Taylor from PropertyGuys.com will try to convince you you’re not insane. And, all you need to know about consignment store franchises. OutGROW OutPLAY’s Casandra Robinson is here with insight into the business behind the blue jeans. Plus, Teaching your kids about money through chores. The CEO of RoosterMoney, Will Carmichael, is here to highligh the top 10 most lucrative kids chores. And, Jean-Philippe Provost will explain how Mercer Invest Wise could help you save money at work.

Clear. The. Table! Jody Swain is here to tell us how the Hire and Fire Your Kids App can teach your kids about money and responsibility. Then, factoring cannabis into your budget. Money After Graduation’s Bridget Casey shares her tips. And, Mack Rogers, from ABC Life Literacy Canada is here to tell us about their latest Money Matters program for people with diverse abilities. Plus, a financial checklist for newcomers to Canada with Enoch Omololu, founder of Savvy New Canadians. And, Hadielia Yassiri from Forthlane Partners on the firm’s four quadrant approach to wealth.

Pets are family too, so you might want to include them in your will. Amy Dietz-Graham, from BMO Nesbitt Burns will tell us how. Then, myths about active versus passive investing abound. Todd Schlanger from Vanguard is here to dispel them. And, Church+State CEO Ron Tite is here to tell us about his new book, Think. Do. Say: How To Seize Attention and Build Trust in a Busy, Busy World. Plus, managing the risk of cognitive impairment in your estate plan James Hunter from Echelon Wealth Partners. And, Judy Paradi and Paulette Filion on their book Invest in Her: The Smart Financial Advisor’s Guide to Winning Female Clients in 6 Easy Steps.

Teens and credit cards: why giving your teen plastic money might just be a good thing with the Globe and Mail’s personal finance columnist Rob Carrick. Then, an online resource that helps you find your family a home near the school of your dreams. Carolyn Keesh, co-founder of SchoolQ is here to tell us how it works. And, Math guru and musician Vanessa Vakharia tells us why math is a musicians best friend. Plus, a trivia game that helps you pay off your student loans with Givling’s chief marketing officer Seth Beard. And, debunking common retirement myths and pitfalls with certified financial planner and money coach, Steve Bridge.

The eSports industry is growing and now you can get involved through Canada’s first gaming ETF. Raj Lala, president and CEO of Evolve ETFs is here to tell us about HERO. Then, figuring out your final wishes. Sue Jacques, consultant and former death investigator takes us through her R.I.P Bucket List Worksheet. And, Stephanie Wolfe, Money coach and founder of the Wolfe Collective, is here to tell us how financial stress impacts women and how to relieve it. Plus, an investment product that reflects vegan values. Claire Smith, CEO of Beyond Investing tells us more about the first ever Vegan ETF. And, Robert Price founder and CEO of Bōde, a real estate platform for savvy consumers , joins us to tell us how it works.

You know it’s important to have good credit but how exactly can you improve your credit score? Julie Kuzmic, Equifax Canada’s director of consumer advocacy, shares her tips on how to build up good credit. Then, all you need to know about the stock market. Michele Schneider goes over the basics in her latest book Plant Your Money Tree. And,George Papazov, founder and CEO of TRADEPRO Academy, is here to tell us more about this online training platform to help anyone learn the basics of trading. Plus, Phil Buchanan tells us about his new book Giving Done Right: Effective Philanthropy and Making Every Dollar Count.

A new, online program from McGill is trying to bridge the financial literacy gap. Professor Isabelle Bajeux-Besnainou, Dean of the Desautels Faculty of Management, will be here to tell you about the McGill Personal Finance Essentials. And, Rasha Katabi, CEO of Brim Financial, is here to tell us how you can use credit card points to your advantage. Then, an app called FlipGive that can help your sports team raise money. Plus how to convert your RRSPs to RRIFs with Carol Bezaire, Vice President of tax, estate, and strategic philanthropy at Mackenzie Investments. And, we’ll talk to Jason Pereira, the newly launched Financial Planning Association of Canada.

We talk to the creator of MapleMoney Tom Drake, about his financial experiments and money hacks for those looking to improve their personal finance. Connect with MapleMoney on Twitter and Facebook.